Get Pre-approved

Mortgage Broker vs Mortgage Banker or Lender

If you are looking for a mortgage pre-approval, please consider United Family Mortgage. They can provide a mortgage pre-approval quickly and accurately, without any surprises down the road. In addition, United Family Mortgage is a broker. A mortgage broker helps a borrower shop around with multiple lenders. The goal is to get the best loan offer. Brokers develop relationships with many lenders. This may include some lenders that don’t work directly with borrowers. Mortgage lenders on the other hand (your bank) only provide funding directly to qualified borrowers for their mortgage products. This means you may get pre-approved at your local bank but miss out on better terms and conditions/options a mortgage broker can find. Alternatively, I’ve seen some clients not able to get pre-approved with a mortgage lender but pre-approved with United Family Mortgage with some manageable conditions. Mortgage brokers serve as matchmakers or middlemen, making it easier for borrowers to find the right loan.

UFM has over 30 years of experience

In addition to being a mortgage broker, United Family Mortgage has been in business for over 30 years and has a team of professionals ready to help you with every detail of financing your home purchase. Their motto is: “from our family to yours,” and they mean it! Jumping through hoops when needed plus a range of mortgage options are some of the other reasons, I recommend them. From first-time buyer mortgage products, zero down payment options, and VA loans for veterans, to low down payment conventional mortgage products, investor and owner-occupied rehab mortgages, and new construction financing, United Family Mortgage is a one-stop shop for mortgage expertise and experience. For a no-obligation mortgage pre-approval, contact Jim Riley with United Family Mortgage today at 612-968-2601.